Nothing but words.




posted : Saturday, August 28, 2010
title : The girl and her four-legged friend
This short piece is about the girl and her four-legged friend- my sudden inspiration from watching a girl in the bus craddling her blue fluffed-up Carebear...

THE DOG BEHIND THE WINDOW

The girl looked past the window panes of the local animal store. There, just below the store name, inside a cage, a yellow labrador puppy rested. Its head bent low, its two front paws spread out on each side. It stared back at the girl outside the store, beyond its four-cornered world. Doe-eyed amazement replaced its nonchalance and boredom. It watched the girl approach the door tentatively, opening it, and then stepping closer. There is the clinging of a wind chime as a gust of wind escaped into the store from outside. The dog stood up, apprehensive of the girl's looming appearance -the same person that came by every single day for the past months.

The store-owner, a balding middle-aged man with eyes that twinkled each time he smiled, strolled over. With usual friendliness, he chatted with the girl, who only laid eyes on the dog in front of her. From within her side pockets, she emptied all her hard-earned savings -a wad of crinkled-up notes and the remnants of coins onto the nearby cashier counter. Seized by a longing so deep and a determination so strong, she pointed at the dog, non-verbally communicating her heartfelt desire, something that words alone cannot justify nor describe. In a few minutes, the dog was hers. And that was all that matters. It was not a silly one-time infatuation, but within her heart struck a passion so furious, a love so pure.

Days passed, then months, then years. The bond between dog and girl grew stronger. There was no need for the exchange of words to know how each cared for the other. There was no need to cautiously amend one's ways to suit the other. At times the girl was upset, the dog would cheer her up by licking her palms and resting its head on her thighs. In moments like this, when despair for the human world surmounted, the girl would hold the dog near and cry away her sorrows. Her tears seeping on the dog's yellow fur, her burden shared with an animal who could not judge, would never berate. There was a solace in its company. Knowing that it never changed, its loyalty never wavered. She could be sad and needed time alone, and it would wait comprehensively in a corner, channeling waves of assurance through the distance. When she complained and moaned, it would stay put and lend a listening ear. Once forlorn, a seed of happiness was planted within her. The dog became her one true best friend, her shelter when all she needed was protection from the pervading sadness of her world. It was like a shadow of her, mimicking her ways, following her actions. They shared meal times and bedtimes. She would groovy along to the latest hits on MTV and it would bark along. Love was never an issue about reciprocity, rather, a natural act of feelings.

Alas, fortunate things do not last forever. When time came for the dog to leave the world, along with its demise, a little portion of the girl's heart ceased to function. It was a gaping hole that cannot be replaced nor amended. Nevertheless, memories kept her alive, breathing life into her. There was no regret, but an overwhelming fulfilment that there never was a time where each took the other's presence for granted. Time was just a continuum where both lives intertwined, like fate's whisper. Till the day came for the girl to herself vanish from earth's surface and become history, she would continue to pass by the same animal store, reliving the memories...


posted : Saturday, August 14, 2010
title : The Big Short
After recent discovery of my overly-stuffed cupboard and its content of close to or more than hundred books, I decided to embark on my first attempt/stint as book reviewer; just to keep check on my growing list of books.

The Big Short made its way to the NYT bestseller list under the category of non-fiction hardcover. It was at first glance at the title that got me riveted to the book, and later indulge in a $34.20 purchase (after a 20% discount). Lewis has an uncanny flair in storytelling, introducing the progressive events that amounted to the start of 2007's financial catastrophe. Unlike the bulk of literature centred on the mechanics of the crisis, The Big Short was a light read, short of the usual statistics, jargons and too-detailed explanations underlying some business-related books, making it less of a turn-off to finance illiterates. The prose materialises out of a cast of wall-street nobodies - the short-sellers who betted against the subprime mortgage economy; the wall street power figures - at large delusional and over-optimistic about their financial models and view of the economy; rating agencies whose employees are Ivy League rejects, caring more about profits from transactions and failing to accurately grade assets on their VaR and collateral. It was almost painful entertainment to witness, like the toppling effect of a house of cards, how the financial market awoke in 2007 with the collapse of major investment banks Bear Stearns (now owned by J.P. Morgan), Merrill Lynch (now owned by BoA), the now defunct Lehman Brothers (which the producers of Despicable Me wittingly coined as the Bank of Evil) and other major banks, HSBC, UBS, Morgan Stanley, Citigroup.. suffering huge losses from worthless CDOs they owned. Lewis would occasionally add in footnotes, where with a tinge of sacrasm, he would prove Wall Street sentiments gone wrong. What made it applaudable was his courageous take, as he refuted the financial system (even Fed Reserve chairman Alan Greenspan!) through characters like Steve Eisman. In the book, it rings clear Wall Street's role as culprit in the blame game, with executives like BoA's Ken Lewis exiting from the market collapse with fat compensations on the account of tax payers' money; the creation of adjustable-rate mortgages (ARMs), where subprime borrowers are coerced into paying way higher floating interest rates after a 2 year teaser period, or refinance if housing prices rise. Tracing the dark truths in our financial world, even a modest reader will turn out skeptical and maybe cynical about future financial reportings. How amazing was it that when questioned about their balance sheets, almost all Wall Street executives were left clueless about the going-abouts of their losses? How could a market of CDOs exist when traders and investors per se did not fully comprehend their structure? Even more ludicrous was how rating agencies would actually rate triple-A CDOs similar to that of triple-A corporate bonds, where the former consisted of hard-to-sell risky subprime mortgages at the lowest tranches of subprime mortgages loans, were the most likely to default and later repackaged into CDOs (collaterised debt obligations). All in all, The Big Short is worth the buck and definately a must-read for those interested in the happenings inside the doomsday machine. Maybe then, we'd all stop viewing financial institutions in their glam but a sham - fueled by greedy bankers serving not the ordinary public, but hoarding profits for their own self-interests.


Next in line..


posted : Wednesday, August 11, 2010
title : gruesome days
You know school has started when-
1) your eye bags resurface
2) you start whining and complaining incessantly to anyone who would lend a listening ear
3) your heart starts palpitating from the physical exhaustion
4) you begin to zone out more frequently
5) you suffer from headaches as a result of the brain drain
6) you receive emails/smses from random project group mates
7) you start reading notes on the train/bus
8) you try to keep awake by listening to more pop/hip-hop/rock music
9) you sigh more
10 work keeps piling up
11) and you turn in a few minutes, and then a few hours later than your original bed-time.

posted : Monday, August 9, 2010
title :
[Click to enlarge]


When creativity gets stretched a bit too far.
Couldn't resist editing the sentences and then emailing the recruiters with a piece of my mind.

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title :

Happy birthday Singapore!


posted : Friday, August 6, 2010
title : Memories
I miss..

being the minority among the American majority,
my appearance undeceiving - a living portrayal of my origin,
an invitation to questions and appraisals from the curious and unknowing;
starting anew from ground zero in a foreign country,
beginning not from history, but the present;
visiting quaint mom & pops,
exploring their quirky momentos and exhibits, so unaffected by big-name stores;
walking on foreign soil,
hoping and knowing that somewhere miles away, I am on others' minds;
experiencing a different culture,
trying to blend in, mimick their native accent;
walking around a campus,
it's architecture so geniusly constructed, a castle of sorts;
touring local attractions,
and then falling deeply, madly in love with Starbucks caramel macchiato;
going to supermarkets,
gawking in wonder at man's creations, stacked on shelves in aisles,
the variety, the affordability.
meeting new people,
understanding others, thinking how starkly different/similar we are;
watching autumn leaves the shades of red, yellow, orange, pile up on the ground,
squirrels chasing around, unaffected by their proximities to humans;
the hot shower in winter, calming my nerves;
sunny California, the hollywood fever;
cheap yet branded finds in factory premium outlets;
learning that Americans resort to the pill, for any kinds of sickness,
pharmacies storing any medicine you can think of;
the nation's array of bookstores - Barnes and Nobles, Borders.. even the local Target,
perusing the endless volumes of books, wishing I could own them all;
free shipping: a bum's way to laze around more, but save on more.

Alas! The memories.

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posted : Tuesday, August 3, 2010
title : Gibberish
The mind is fickle. The heart wary. He offered me a permanent job, of which I still have to ponder over within the next 2 weeks.
He said: "If it was someone else other than you, I'd have told them to aim for Columbia. For you - Harvard. Why aim for something second-rated when you can achieve the best?"
He believes I can score well for GMAT. Add in my writing skills. Then throw in 2 years in a management consultancy. By then, even Harvard will start offering me a position, maybe even a scholarship.
Maybe I'll look back upon this post one day and fondly remember the turning point in life. How I managed to succeed in life. Maybe if I do end up doing an MBA and then work in an investment bank (the institution where all greedy, money-centric crooks apply to) I'll end up no different from the despicable bankers that brought us the recent financial meltdown.
Or maybe.. I'll leverage on this career, be a columnist for The Economist, a news reporter for CNBC, write my way about head-spinning, mind-boggling personal finance and economic situations; give my teachers a good surprise: who knew someone as significant *waggles a crooked finger my feature piece in the Wall Street Journal* could be so darn brilliant (oh how I wish).
Or maybe.. I will be the next Rebecca Bloomwood from the Shopholic series, a great fraud when it comes to smoking her way into editorial success, someone who masks her identity behind a marketable name "The girl with the green scarf"..
Or maybe.. this job will have little to no impact on me whatsoever. I'll be building castles in the air, dreaming my impossible dream of hitting it big with a bestseller, meeting the man of my dreams, getting a sea-side mansion for a house, a black audi sedan and 2 adorable dogs for company.
Oh look, the gibberish of a blogpost I've just created!